Helen and I just spent the morning talking to so credit counselors, and there’s a real chance we may be able to salvage our situation, if Helen’s raise does in fact come through.
We initially thought we’d need somewhere in the neighborhood of $36-40K, but with a debt management program cutting some of our payments and interest rates — and the possibility that we could qualify for hardship programs based on Satchel’s medical condition — it’s looking more like $15K would allow us to reach our goal and save our house and car without taking a serious hit to our credit (right now, we’re both in the 700s on our credit scores).
This would allow us time to sell the house, if need be, and downsize, while keeping our credit high enough to purchase a smaller home.
I want once again to thank all of you who have been so generous to me and my family. For the first time in several months, I feel hopeful.
Please pass this post along to anyone you know who might be able to help. My wife and I have thus far tried to keep the boys from worrying about our hardship; with your help and charity — or if you’re opposed to this as charity, just consider access to pw archives and any new material a kind of service — we have a fighting chance.
We are roughly $10K away from solvency — which is a damn sight better position to be in than we thought was our situation last night.
And for that, again, we thank you from the bottom of our hearts.
Hi Jeff, I work now. I don’t make a whole lot but I managed to kick a small bit your way. I hope it helps. Hang in there! I tweeted the link to your last post as well, although I don’t have much of a following these days. Instapundit sent me, by the way! God bless you and your family. Stay strong.
[…] Andrew W. notes in comments, things are looking less grim for them, but he could still use some […]
Hi Jeff
Used to comment as SteveG but have been gone for a while and lost my password, changed emails yak yak yak.
Didn’t know you had the site back up and running again.
I met you briefly when you came out to Santa Barbara, recommended you have drinks and fish down at Brophy’s in the harbor…. I feel old suddenly…
Anyway I hit your PayPal, but also want to reach out personally to you and your wife, your family and let you all know that reaching out for help was/is a good thing to do and most people will do whatever they can to help when asked.
Thanks for letting us all know you’ve begun to see a light off in the darkness and there is some hope.
Love to you and yours
Steve
Thanks, Zilla. And thanks, SteveG.
As I’ve said elsewhere, enjoy your Instalanche.
I’ll send more if I’m still around next week.
I hope your surgery went well, Karl!